Rating
3.4 / 5
Recommendation
Hold
Credit put spread analysis · · Moderate setup
IV Rank
24
Implied volatility percentile
Trend
0.72
Long-term trend score
Safety
5/9
Quality checks passed
Drop
-7.7%
Day 2 of drop
1Y Change
9.6%
Trailing 12 months
Earnings
Clear
No event in window
Trade history on PYPL
Every live credit put spread we've opened on this ticker — what was traded, when, and how it ended.
| Opened | Strikes (S/B) | Expiration | Credit | P/L | Outcome |
|---|---|---|---|---|---|
| May 10, 2026 | $43.00/$42.00 | Jun 11, 2026 | $0.21 | — | Open |
Earlier analyses
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PYPL presents a mixed but tradable setup for a moderately aggressive trader. The stock's sharp 7.74% drop creates an opportunity to sell elevated premium, as reflected in the high 48% IV, providing a decent credit for de…
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Analyzing PYPL after a sharp -7.74% drop to $46.49. While the sell-off creates a potential entry for a credit put spread, several significant headwinds advise caution. The stock's Safety score is a concerning 4 out of 9,…
AI analysis
Options Trading Expert · May 7, 2026
The AI's notes below mention opening a position, but the rating (3.4/5) sits below our public-display threshold of 3.5/5, so this setup is marked Hold rather than as a tradable idea.
Analyzing PYPL after a sharp -7. 74% drop to $45. 37.
The stock is still up 9. 6% over two months with a positive 72% trend score, suggesting the long-term uptrend may still be intact, but the safety score is low at 5/9. Implied Volatility (IV) at 25% is moderate, providing a decent but not exceptional premium for selling puts.
The lack of a reversal signal is a positive, indicating the sell-off may be a pullback within the trend rather than the start of a new downtrend. For a moderately aggressive trader, this creates a potential opportunity to sell a put spread, collecting credit on a stock that has already experienced a significant drop. However, the low safety score and the fact the stock is still above its two-month average price introduce notable risk.
The credit must be sufficient to justify the defined risk. A spread with a $3 width targeting a credit of at least $0. 75 (credit/width = 0.
25) is the minimum viable threshold. Based on typical option pricing for a stock at this price and IV level, a realistic credit can be achieved with strikes 5-7% out-of-the-money. This setup is decent but carries clear concerns regarding the underlying stock's momentum and safety, placing it in the lower-mid range of opportunities.
It is actionable for a trader willing to take moderate risk on a pullback in a name that has shown longer-term strength.